Susan Hilton College Station Real Estate

Realtor & Vice President of Sales of Bryan College Station Real Estate

Wife, Mother, REO Team Leader & Sales Manager for the BEST REAL ESTATE AGENTS in Bryan/College Station! Century 21 Beal, Inc. continues to provide the highest quality training and service in the Brazos Valley and it is an honor to be affiliated with this company!

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Susan Hilton College Station Real Estate

Realtor & Vice President of Sales of Bryan College Station Real Estate

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Highest Overall Customer Satisfaction!

Smarter. Bolder. Faster. Century 21 system members demonstrate that customer satisfaction is at the core of everything they do each and every day. Century 21 Real Estate has been ranked highest in overall customer satisfaction by the J.D. Power 2014 Home Buyer/Seller Satisfaction StudySM. Specifically, Century 21 Real Estate swept the awards by receiving the highest ranking among national real estate companies across all four customer satisfaction segments in the study, including: First-Time Home-Buyer Satisfaction, Repeat Home-Buyer Satisfaction, First-Time Home-Seller Satisfaction and Repeat Home-Seller Satisfaction. Century 21 Real Estate would like to recognize and congratulate all of our sales professionals for once again raising the bar for customer satisfaction!

Watch the video here!

Posted by Susan Hilton | Discussion: 6 Comments »

Understanding the Loan Process

Need help in understanding the loan process? As many individuals understand how to purchase a home, the loan process can be quite difficult to understand.

The following chart can explain in 10 simple steps the process from start to finish! It’s as easy as 1, 2, 3….

The first step in the loan process is to find a loan officer in Bryan/College Station that will communicate effectively with you to check your credit score and get you pre-qualified for your home loan.

After the prequalification and comparing offers, you can start shopping for your new home! Once you have found the home of your choice, you will need to sign a contract, start gathering the requested documents and submit to your loan officer.

Once all documents have been submitted, the loan officer will continue the process by reviewing and submitting to the Processor to ensure that all guidelines are met. If any additional information is needed from you, it will be requested during this time. After all documentation is in order and approved by the Processor, the loan package will be sent to Underwriting for final approval. Now you are cleared to close! Your loan officer will prepare all documents related to your new home purchase and send to the title company where you will close on your loan! Congratulations! Now all you need to do is set a date, sign all contract documents and obtain the key to your new home!

Loan Process Graph

Posted by Susan Hilton | Discussion: 11 Comments »

Lawn and Garden

Nowadays,  lush green front yards in Aggieland are few and far between, but when I do, I remember when I was a kid and really enjoyed the lush grass. Despite the changing times, healthy lawns and gardens will never go out of style. Maintaining a healthy lawn is a key part of taking care of your home. Here are some tips on how to keep your grass and flower beds in tip top shape.

Mow high and mow less. When mowing your yard, keep in mind that the shorter you mow your lawn, the harder it will be to keep it looking green. Try cutting your grass at a height of about three to three and a half inches. If you cut your grass too short, it is likely to suffer from a weak, root system and will not be healthy enough to obtain the water and nutrients it needs from the soil.

Leave the clippings in your yard. The myth that these will create thatch is not true. Grass blades consist mainly of water but also contain many nutrients. Eventually, you will be able to use less Read the rest of this entry »

Posted by Susan Hilton | Discussion: 9 Comments »

What to Look for in a College Station or Bryan Home

Some decisions are easy ones. Do I support Texas A&M or TU? Do I live in Bryan College Station or Lubbock? Do I want chocolate ice cream or double chocolate ice cream? Others are not quite as straightforward. Which house is best for your family? Choosing a home to buy might require seeing several options and considering a list of criteria. Below are factors that should be considered when considering purchasing a home.

Where is the house located? It is often said that this is the most valuable thing to consider when buying a home. Almost any other part of the home can be changed or remodeled to fit your preferences, but you cannot pick up and move away from your neighbors. When looking around town at your options, consider the proximity of your home to your work, the feel of the neighborhood that the house is a part of, noise from traffic, pets or neighbors and how close the home is to parks, shopping strips, schools and public transportation.

Consider the features of the house as well. If you are looking at a home in the hills, does this house have the view you want? Are there multiple flights of stairs you will have to climb daily? Does the house offer you the privacy from neighbors? Does the yard feel safe and would you be comfortable letting your children play in it outside and using it for whatever you will need – gardening, sitting, pets, or other uses? Is the elevation of the driveway safe? Are the stairs too steep? These are all things that need to be considered.

Not only do you want to feel like you have privacy from your neighbors, but you will want to check out the area Read the rest of this entry »

Posted by Susan Hilton | Discussion: 2 Comments »

Owning A Home

Homeownership comes with many benefits whether it is a home in Bryan or College Station or far away from Aggieland, and the least of which is that the home is yours! You are allowed to get a dog, or nine (unless you have deed restrictions…)! You can plant a garden, paint walls, change the décor, renovate, and do just about anything you would like with your new home. There are a number of other benefits. The community in which your home is located makes you feel more connected. You may join a neighborhood club or make friends with your neighbors at block parties. This gives you a sense of pride. The mortgage payments you will be making will slowly increase the amount of equity you have in your home. When you are renting a home, rent usually slowly increases over time. In a home, the normal, fixed rate mortgage locks in the amount of money you pay monthly for a set 30 years. This assures you stability. Your credit score should go up if you pay your mortgage on time. The stability that comes with owning a home allows you a sense of safety and consistency. You can stay in your home as long as you would like. There are currently tax write-offs that come with owning a home. The value of your home should also go up. Over the past 50 years, the value of homes has risen an average of five to six percent. Also, there may be tax free gain when you sell your home, meaning you pay no tax on the appreciation because you bought it.

These are just the tip of the iceberg of benefits that Read the rest of this entry »

Posted by Susan Hilton | Discussion: 8 Comments »

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